Financing through PowerPay®
PowerPay® is one of the nation’s largest lending service platforms.
PowerPay has simplified the application and funding process for MaxSteel Buildings customers by providing instant approvals with credit limits up to $50,000 and a minimum credit score of 600! After the loan goes live, PowerPay remains the loan servicer for the entire life of the loan.
Credit limits up to $50k (or $100K with MaxSteel corporate approval)
No prepayment penalties
Up to 12-year terms
Soft credit check
No minimum income
Primary applicant must own residence
Minimum FICO 600
Proof of income required for all self-employed applicants
(Enter “MaxSteel Buildings” as the Merchant Name)
Rent-to-Own
Our convenient purchasing options allow you to pay for your building at the time of purchase or to make monthly payments through our rent to own program. Our low monthly rental rates are comparable to mini-warehousing rates. Our no-strings plan allows you to have your own storage facility at your home or business, when and where you need it.
No Strings
The rental agreement is on a month-to-month basis, meaning you have the flexibility to turn in the building at any time, for any reason.
Early Payoff
Payoff anytime with no penalty. There is also a discount off the rental balance for those who pay off early. See dealer for details.
Instant Approval
Everyone is approved. There are no credit checks, so your score remains unaffected.
Get a Brochure with Rent-to-Own Pricing!
Financing OR Rent-to-Own
Which one is right for you?
If you’re in need of a carport, RV cover, garage, a greenhouse, or even one of our larger commercial or industrial metal buildings but don’t have the cash to pay for it outright… you can either Finance the building or rent-to-own. Both are good options that allow you to pay for the building over time in monthly payments that may be more affordable than paying for the investment up front. But which of these two options is right for you? It really depends on your circumstances… but here are some general guidelines that you may find helpful.
FINANCING YOUR BUILDING
If you have a FICO score that’s higher than 600, proof on income if you are self-employed, and own the property where the building will be installed, then financing may be the best option for you because PowerPay offers reasonable interest rates and up to 12-year terms. The long-term cost of financing is lower than rent-to-own, but does require a soft credit check and approval is not guaranteed.
Advantages of Financing
Credit limits up to $50k (or $100K with MaxSteel corporate approval)
No prepayment penalties
Up to 12-year terms
Soft credit check
No minimum income
Minimum FICO 600
RENT-TO-OWN YOUR BUILDING
Rent-to-own is a good alternative to financing for customers who may not have the minimum FICO score because it does not require a credit check. It is a simple lease agreement that allows the lessor to fully own the building once the balance is fully paid. It also may be an option for those who lease the property where the structure will be located (although some conditions/restrictions may apply).
RTO terms can range from 36-months to 72-months and may also have different deposit amounts depending upon the area and local rent-to-own laws. In addition, you can pay the building off at any time with no pre-prepayment penalty. You won’t find a cheaper or more attainable Rent-to-Own plan anywhere. The rent-to-own rental agreement is on a month-to-month basis, meaning you have the flexibility to turn in the building at anytime for any reason.
With either purchase option, you will see why MaxSteel is the best choice to own or rent a portable building. With several building styles and add-on options to choose from, the possibilities are endless. Since we have made owning a metal building easier than ever, the only thing left to do is make your building design choices!! We have a 3D Design Configurator tool that allows you to customize it before you buy it!!
Advantages of Rent-To-Own
No Credit Check!!
Instant Approval
Early pay off option is available. No penalties. Paying off early saves you money.
Rent to Own is a month-to-month contract. You can terminate at anytime without penalty.
You can purchase a building with no cash in hand. We accept credit cards for the down payment and monthly payments.